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Every year in the U.S., more than six million automobile accidents occur. In those accidents, nearly three million people are injured, or worse.

If you have been involved in a car accident, you probably have a good deal of questions, especially those relating to financial compensation for your accident injuries and property damage.

Following are some of the most often-asked questions about automobile accidents.

What if I am injured in an accident and the other driver does not have insurance?

Check your own motor vehicle insurance coverage. Many policies include Personal Injury Protection or Uninsured Driver Protection. If you have this as part of your policy, then your own insurance company should cover your expenses.

What can I do if my insurance company denies my claim?

If your insurance company denies your valid request for payment of damages, you may be able to sue the company for breach of contract. You will need an experienced auto accident insurance lawyer on your side to win this type of case.

How do I know if I have a personal injury auto accident case?

In general, if you have been hurt in an accident and the car accident was caused by another party, you may have a case. This is particularly true if there were drugs or alcohol involved in the accident, if injuries were significant and there was major vehicle damage.

How much is my car accident case worth?

Every case is different. This is a question that only a personal injury attorney can answer after a great deal of discussion with you and investigation into your specific situation.

Why do I need an automobile accident lawyer?

Insurance companies have large legal teams that work on auto accident cases. Their goal, of course, is to protect their business’ bottom line. If you do not hire an attorney to represent and guide you through the process, you could be at a distinct disadvantage in trying to receive the compensation you deserve. Plus, you need to focus on recovering from the accident, not the stress of handling insurance company calls.

What do I do if I am asked for a recorded statement?

It is common procedure for an insurance company to request a recorded statement early in the claims process. Most personal injury attorneys will advise you NOT to provide any written or recorded statements until you have spoken with a lawyer about your case. These “accident detail” recorded statements can be used against you and seriously affect your ability to receive compensation.

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Whether you have experienced a slight “fender bender” with minimal damage and shaken nerves or a major automobile accident involving serious injury or worse, traffic accidents can be emotionally and physically overwhelming.

But even though it may not be easy, it is important to remain calm after an accident. Why? Because the actions you take, especially at the scene of the auto accident, can have a direct impact on the amount of compensation you are eligible for from insurance companies. This is particularly true if another party was at fault in the accident.

What to Do After a Motor Vehicle Accident

Following are the steps you should take, if possible, when a traffic accident happens to strengthen your case for personal injury compensation:

Immediately after the accident, assess your injuries and that of others involved. Call the police to the accident scene. Accept medical treatment at the scene if you feel there is even a remote possibility that you could have been injured. Some accident injuries do not fully surface until days or even weeks after a crash, but refusing medical care at the scene can hurt your chances of receiving all of the compensation you deserve. Exchange information with other drivers involved. You will need names, contact information, insurance information and if possible, driver’s license and license plate numbers. Take pictures of the accident scene. Cell phone cameras are great for this purpose. Talk with any witnesses and get their names and contact information. Stay at the accident scene until authorities on site say it is appropriate to leave. Use caution in discussing the accident with other parties. Do not offer an apology. That can be used against you as a declaration of guilt. Report the accident to your car insurance company, even if you do not believe you will make a claim against your own policy. Refrain from providing any written or recorded statement to insurance companies, either your own or that of another driver, until you have discussed your situation with an experienced auto accident attorney. Write down details of the accident as soon as you can after the incident. Note factors like potential accident causes, road conditions, weather, other traffic around, presence of traffic signs, etc. Keep track of your medical expenses and other costs related to the accident.

Also, as soon as possible after the accident (or even at the scene if it is a highly serious incident), contact a respected auto accident lawyer for advice.

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